COVID-19 Resources & Insights

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As a critical partner to your business, we understand at a personal level how COVID-19 is affecting your company, employees and your community.  We understand the importance of our ability to continue to support you amidst this global health event. We continue to monitor Coronavirus (COVID-19) developments closely through local authorities, the U.S. Centers for Disease Control and Prevention, and the Federal Government.  As the situation continues to evolve, we are highly focused on our preparedness efforts to maintain a safe work environment so that we can continue to be your business insurance resource and provide you with the best possible service.

These are truly unique and difficult times for everyone, which is why we’ve consolidated the most commonly asked questions into this FAQ to help you address your concerns. 

We hope that you, your families and your employees stay safe and healthy as we navigate through today’s uncertain landscape of challenging times. As always, please contact us if you have any questions.    

CARES Act Information

• Emergency Funding to Offset COVID-19 Impacts On Your Business

• Paycheck Protection Program (PPP) Business Owners Application 

• Independent Contractors and the PPP

• Paycheck Protection Program (PPP) Information Sheet

• PPP Loan Calculator – Non-seasonal & In business 2/15/19 – 6/30/19

• PPP Loan Calculator – Non-seasonal & NOT in business 2/15/19 – 6/30/19

• PPP Loan Calculator – Seasonal business

• SBA Loan Snapshot

• Small Business Owner Guide to the CARES Act

• Summary for SBA Loans and Grants

• What Are Paycheck Protection Program Loans? (One Sheet)

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Insurance Information & Continuity Planning 

• Best Practices for a Work From Home Policy

• Business Interruption Policies and COVID-19 (PDF)

• Business Interruption Policies and COVID-19 (Webinar)

• COVID-19 and Insurance Coverage for Business

• How to Create an Effective Continuity Plan for your Business

• Shelter in Place Article

• What you need to know about COVID-19

• What to do if you are sick

• Workers Compensation Liability and Employment Law Practices for the COVID-19 (PDF)

• Workers Compensation Liability and Employment Law Practices for the COVID-19 (Webinar)

CDC, WHO, State Specific Actions and OSHA Information

• CDC’s COVID-19 Site

• Communication Resources from CDC

• DOL Guidance for Coronavirus Response Act (FFCRA))

• New Federal Laws Explained (EPSLA, EFMLA)

• OSHA: 2020 Guidance on Preparing Workplaces for COVID-19

• State Action on COVID-19

• US DOL New Guidance for Unemployment Insurance Flexibility

• US DOL Employer Paid Leave Requirements

• WHO’s COVID-19 Site

HR Information & Required Employer Postings

• Employee Rights: Paid Sick Leave and Expanded Family and Medical Leave under The Families First Coronavirus Response Act (FFCRA) Poster

• Employee Rights: Paid Sick Leave and Expanded Family and Medical Leave under The Families First Coronavirus Response Act (FFCRA) Poster (In Spanish)

• Federal Employee Rights: Paid Sick Leave and Expanded Family and Medical Leave under The Families First Coronavirus Response Act (FFCRA) Poster

• Federal Employee Rights: Paid Sick Leave and Expanded Family and Medical Leave under The Families First Coronavirus Response Act (FFCRA) Poster (In Spanish)

• Live Interview with an HR Expert about COVID-19

• Society for Human Resource Management (SHRM) COVID-19 Resources

How You Can Help 

• Animals and COVID-19

• Petco Foundation

• Where to Donate Blood

The CARES Act Includes:

• Paycheck Protection Program (PPP) Loans: Provide capital to cover the costs of retaining employees, such as for salary and wages, healthcare benefits, sick time, retirement benefits and more.

• Loan Forgiveness: SBA will forgive the principal amount of PPP Loans that a lender reasonably expects a borrower will expend during the 8-week period beginning on the date of origination for the loan on the sum of certain (a) payroll costs, (b) mortgage interest, (c) rent obligations and (d) utility payments.

• Economic Injury Disaster Loans (EIDL) and Emergency Economic Injury Grants (EEIG): Provide loans and grants to small businesses and private nonprofits harmed by COVID-19.

• Training and Counseling: Resource partners across the country may receive extra funds to help support small business owners with free counseling and low-cost training regarding COVID-19.

​​How Are Some of Our Carriers Responding To COVID-19? Below Are Links For More Information!

• Aetna

• Amtrust

• Anthem Blue Cross

• Atlas

• Blue Shield of California (Covered CA)

• Chinese Community Health Plan (Covered CA – 2019)

• Cigna

• Employers

• Guard

• Hartford

• Health Net

• ICW Group

• Kaiser Permanente

• Markel

• Oscar Health (Cal Choice & Covered CA – 2020)

• Sharp Health Plan (Cal Choice & Covered CA)

• Sutter Health Plus (Cal Choice)

• Travelers

• UnitedHealth care

• Western Health Advantage (Cal Choice)

• Zenith

Disclaimer: This information has been provided as an informational resource for its clients and business partners. It is intended to provide general guidance on potential exposures, and is not intended to provide medical advice or address medical concerns or specific risk circumstances. Due to the dynamic nature of infectious diseases, Granite Insurance Brokers I E-COMP cannot be held liable for the guidance provided. We strongly encourage visitors to seek additional safety, medical and epidemiologic information from credible sources such as the Centers for Disease Control and Prevention and World Health Organization. In regards to insurance coverage questions, whether coverage applies or a policy will respond to any risk or circumstance is subject to the specific terms and conditions of the policies and contracts at issue and underwriter determinations.